AFR's experience and knowledge of everything from flood zone determinations, Elevation Certificates, to the latest regulatory changes affecting flood insurance ensures that you have all of the facts when making flood related decisions.
National Flood Insurance Program
Rates and guidelines are set by the federal government.
Some properties qualify for subsidized rates.
Elevation certificates may be required to rate.
Need a knowledgeable agent to make sure you are quoted correctly and getting the correct savings.
Private Flood Insurance Program
Alternative to the federal govenment's National Flood Insurance Program backed by 'A' rated carriers.
Elevation certificates are not required.
Better coverage than the NFIP.
Excess, Builder's Risk, Business Interruption or Rental Value coverage available.